With the rising cost of living, many low-income Canadians are set to receive a $928 payment in January 2025.
This government relief measure aims to support vulnerable households, helping them cover essentials like rent, groceries, and healthcare.
If you’re wondering who qualifies, when payments will be made, and how to receive the benefit, this guide provides all the key details.
$928 Payment for Low-Income Canadians – Overview
| Topic | Details |
|---|---|
| Payment Amount | $928 |
| Eligibility | Based on income thresholds (e.g., <$15,000 for individuals) |
| Payment Date | January 2025 (varies by region) |
| Application | Automatic for most; check via CRA My Account |
| Official Source | Canada.ca (CRA website) |
This one-time payment is part of the government’s effort to reduce financial inequality and ensure that those in need receive assistance.
What Is the $928 Payment?
The $928 payment is a targeted financial aid program designed to support low-income Canadians struggling with rising living costs. It aims to provide relief for essential expenses, including:
✔ Rent & utilities
✔ Groceries & food costs
✔ Transportation expenses
✔ Healthcare & medication costs
✔ School supplies & childcare needs
This initiative reflects the government’s commitment to helping vulnerable Canadians maintain financial stability.
Why Is This Payment Important?
Many Canadians are facing economic hardship due to:
- Rising inflation affecting everyday expenses.
- Higher housing costs, making it difficult to afford rent.
- Increased grocery prices, leading to food insecurity.
This $928 benefit can provide much-needed relief, helping recipients manage essential expenses without additional financial strain.
Eligibility Criteria for the $928 Payment
To qualify for this low-income support payment, applicants must meet specific income and residency requirements.
Income Thresholds
| Household Type | Maximum Income to Qualify |
|---|---|
| Single Individuals | Below $15,000 annually |
| Two-Person Household | Below $18,000 annually |
| Four-Person Household | Below $21,000 annually |
Additional Requirements
✔ Canadian Residency – You must reside in Canada at the time of payment.
✔ Tax Filing Compliance – You must have filed your 2024 taxes, as eligibility is determined using tax records.
✔ Existing Government Benefits – If you receive GST/HST credits, the Canada Child Benefit (CCB), or other low-income assistance, you may automatically qualify.
✔ Disability or Caregiver Status – Some Canadians receiving disability benefits or caregiver support may also qualify.
🔹 Tip: Use the CRA’s Benefits Calculator to check your eligibility.
When Will the $928 Payment Be Issued?
The government will begin rolling out payments in January 2025.
Expected Payment Dates:
✅ Mid-January 2025 – First payments issued.
✅ End of January 2025 – Remaining payments processed.
📌 Important: Payment dates may vary by province/territory and depend on whether you’re receiving direct deposit or a mailed cheque.
How Will the $928 Payment Be Delivered?
The government offers two main payment methods:
1. Direct Deposit (Fastest Method)
- If you’ve set up direct deposit with the Canada Revenue Agency (CRA), the payment will be automatically deposited into your bank account.
- Ensure your banking details are updated in CRA My Account to avoid delays.
2. Cheque by Mail
- If you haven’t enrolled in direct deposit, you will receive a cheque in the mail.
- Check that your mailing address is correct in CRA My Account to prevent lost or delayed payments.
🔹 Tip: Direct deposit is the fastest and safest way to receive your payment.
How to Apply for the $928 Payment?
1. Automatic Eligibility (No Application Needed)
Most eligible individuals will receive this payment automatically if:
✔ Their income details are on file with the CRA.
✔ They meet residency & tax filing requirements.
✔ They already receive GST/HST credits, CCB, or disability benefits.
2. Manual Application (If Needed)
If you believe you qualify but do not receive the payment, follow these steps:
Step 1: Log Into Your CRA Account
- Go to CRA My Account.
- Check your Benefits & Credits section.
Step 2: Verify Your Eligibility
- Ensure your 2024 taxes are filed (this is required for payment).
- Check if your income is within the qualifying limits.
Step 3: Submit a Payment Request
- Use the “Submit Documents” tool to upload any required proof (income statements, residency confirmation, etc.).
Step 4: Contact CRA for Assistance
- If you have questions or issues, call the CRA support line.
How to Ensure You Receive Your $928 Payment on Time
✅ File Your Taxes Early – Ensure your 2024 tax return is submitted before the deadline.
✅ Set Up Direct Deposit – Payments arrive faster & more securely.
✅ Keep Your CRA Information Updated – Update your address & banking details.
✅ Check Your CRA Account Regularly – Monitor your benefits status.
The $928 payment for low-income Canadians in January 2025 is a crucial financial relief initiative.
By ensuring you meet the eligibility criteria, updating your CRA details, and using direct deposit, you can receive your payment on time and make the most of this support.
Stay informed & proactive to ensure you maximize your government benefits.
