Millions of Supplemental Security Income (SSI) recipients are set to receive a $967 bonus in February 2025 thanks to a 2.5% Cost-of-Living Adjustment (COLA).
This increase aims to help low-income seniors, disabled individuals, and blind recipients keep up with inflation.
If you or a loved one rely on SSI benefits, it’s important to understand who qualifies, how to apply, and when payments will be issued. Here’s everything you need to know.
Key Information About the $967 SSI Bonus
| Aspect | Details |
|---|---|
| SSI Bonus Amount | Up to $967 for individuals due to COLA increase |
| Eligibility Criteria | Must be 65+, disabled, or blind with limited income/resources |
| Income Limit | Below $987/month for individuals |
| Resource Limit | Below $2,000 (single) / $3,000 (couple) |
| Payment Date | February 3, 2025 (if not delayed by weekends/holidays) |
| How to Apply | Online, by phone, or in-person at Social Security offices |
What Is the $967 SSI Bonus?
The $967 bonus isn’t a one-time payment—it represents the maximum monthly SSI benefit after a 2.5% COLA increase.
The COLA ensures that benefits keep pace with inflation, preserving purchasing power for recipients.
Before the COLA increase, the maximum SSI payment was $943 per month. In 2025, it increases to $967 per month for individuals and $1,450 for couples.
Example of Monthly SSI Payments in 2025
| Recipient Type | Maximum Monthly SSI Payment (2024) | New SSI Payment (2025) |
|---|---|---|
| Single Individual | $943 | $967 |
| Married Couple | $1,415 | $1,450 |
Who Qualifies for the February 2025 SSI Bonus?
✅ 1. Age or Disability Requirement
To qualify, you must be:
✔️ 65 years or older OR
✔️ Disabled (as defined by the Social Security Administration) OR
✔️ Blind
✅ 2. Income Limits for 2025
Your total monthly income must be below $987. This includes:
❌ Wages from work
❌ Unemployment benefits
❌ Pension payments
💡 Exceptions: Not all income counts toward this limit. For example, food stamps and housing assistance don’t affect eligibility.
✅ 3. Resource Limits
You must have limited assets:
✔️ $2,000 limit for individuals
✔️ $3,000 limit for couples
💡 Exemptions: Your home and one vehicle don’t count toward these limits.
✅ 4. U.S. Citizenship or Residency
✔️ Must be a U.S. citizen or qualified non-citizen
✔️ Must live in the U.S. or Northern Mariana Islands
✔️ Cannot be outside the U.S. for 30+ days
How to Apply for SSI Benefits
If you meet the eligibility criteria, follow these steps to apply for SSI:
Option 1: Apply Online
🌐 Visit the SSA website: www.ssa.gov
- Complete the online SSI application
- Submit required documents
- Track your application status
Option 2: Apply by Phone
📞 Call the Social Security Administration (SSA) at 1-800-772-1213
- Speak with a representative who will guide you through the application process
Option 3: Apply In-Person
🏢 Visit your nearest Social Security office
- Bring required documents, including:
- Birth certificate
- Social Security number
- Proof of income (pay stubs, tax returns, bank statements)
- Medical records (if applying due to disability)
When Will the $967 SSI Payment Be Issued?
The February 2025 SSI payment (including the $967 bonus) will be deposited on February 3, 2025.
| Month | SSI Payment Date |
|---|---|
| February 2025 | February 3, 2025 |
💡 Why February 3? Normally, SSI payments arrive on the 1st of each month. However, if the 1st falls on a weekend or holiday, payments are sent on the last business day before.
How SSI Payments Are Calculated
The exact amount you receive depends on:
✔️ Federal Benefit Rate (FBR) – The base SSI payment set by the government
✔️ Income Level – Any earned/unearned income reduces the benefit amount
✔️ Living Situation – If someone pays your rent or bills, your SSI payment may be lower
Example of SSI Payment Adjustments
| Scenario | Monthly SSI Payment |
|---|---|
| Full benefit (no income) | $967 |
| With part-time job ($300/month) | $817 |
| Living with family (receiving free rent) | $650 |
How to Appeal a Denied SSI Application
If your SSI application is denied, you can appeal the decision:
Step 1: Request a Reconsideration
- Deadline: Within 60 days of receiving your denial letter
- Submit: Online, by phone, or at your local SSA office
Step 2: Request a Hearing
- If your reconsideration is denied, request a hearing with an administrative law judge
Step 3: Further Appeals
- If denied again, appeal to the Social Security Appeals Council
- The final step is filing a case in federal court
Additional Financial Assistance for SSI Recipients
If you qualify for SSI, you may also be eligible for:
✔️ Medicaid – Free or low-cost health insurance
✔️ SNAP (Food Stamps) – Monthly food assistance
✔️ Housing Assistance – Reduced rent through Section 8
✔️ Utility Assistance – Discounts on energy bills through the LIHEAP program
The $967 SSI bonus for February 2025 is an important increase for those relying on government assistance.
If you’re eligible, make sure to apply early, check your payment schedule, and explore additional benefits that can help.
